:root { --navy:#17324d; --blue:#176b87; --blue-dark:#0d536c; --teal:#2a8b82; --cream:#f6f4ee; --paper:#fff; --ink:#1b2b3a; --muted:#5e6c78; --line:#d7e0e4; --green:#24745c; --green-bg:#e8f5ef; --amber:#a65316; --amber-bg:#fff1df; --red:#b42318; --shadow:0 10px 30px rgba(23,50,77,.08); }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; color:var(--ink); background:var(--cream); font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif; line-height:1.5; }
button,input { font:inherit; }
button { cursor:pointer; }
.skip-link { position:absolute; left:1rem; top:-5rem; z-index:100; padding:.75rem 1rem; background:#fff; color:var(--navy); border-radius:.4rem; }
.skip-link:focus { top:1rem; }
.site-header { color:#fff; background:linear-gradient(120deg,#132e49 0%,#155b73 70%,#287f79 100%); overflow:hidden; }
.header-inner { width:min(1180px,calc(100% - 2rem)); margin:auto; padding:4.4rem 0 4rem; position:relative; }
.header-inner::after { content:""; position:absolute; width:27rem; height:27rem; border:1px solid rgba(255,255,255,.12); border-radius:50%; right:-7rem; top:-8rem; box-shadow:0 0 0 4rem rgba(255,255,255,.03),0 0 0 8rem rgba(255,255,255,.025); }
.eyebrow,.step { color:#bce6df; font-size:.76rem; font-weight:800; letter-spacing:.12em; text-transform:uppercase; }
h1 { font-family:Georgia,"Times New Roman",serif; font-size:clamp(2.35rem,5vw,4.3rem); line-height:1.02; margin:.8rem 0 1rem; letter-spacing:-.035em; position:relative; z-index:1; }
h1 span { color:#a9dfd6; }
.intro { font-size:1.12rem; max-width:42rem; color:#e1edf1; margin:0 0 1.4rem; }
.privacy-note { display:inline-flex; gap:.55rem; align-items:center; font-size:.88rem; color:#dcebee; background:rgba(255,255,255,.1); padding:.55rem .85rem; border-radius:2rem; }
.privacy-note span { color:#a9dfd6; font-weight:800; }
.page-shell { width:min(1180px,calc(100% - 2rem)); margin:auto; }
.disclaimer { display:flex; gap:1rem; background:#fffaf0; border:1px solid #ead8ad; border-left:5px solid #c38a30; padding:1.1rem 1.25rem; margin:1.5rem 0 3rem; border-radius:.55rem; }
.disclaimer-icon { flex:0 0 1.7rem; height:1.7rem; display:grid; place-items:center; border-radius:50%; background:#c38a30; color:#fff; font-family:Georgia,serif; font-weight:bold; }
.disclaimer h2 { font-size:.98rem; margin:0 0 .25rem; }
.disclaimer p { margin:0; color:#5e5543; font-size:.88rem; }
h2 { color:var(--navy); font-family:Georgia,"Times New Roman",serif; font-size:1.65rem; line-height:1.2; margin:.25rem 0 .35rem; }
.section-heading p,.panel-heading p,.chart-heading p { color:var(--muted); margin:0; }
.scenario-section { margin-bottom:2.2rem; }
.scenario-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:1rem; margin-top:1.2rem; }
.scenario-card { text-align:left; display:flex; flex-direction:column; gap:.7rem; min-height:10.5rem; padding:1.25rem; border:2px solid var(--line); border-radius:.8rem; background:var(--paper); color:var(--muted); box-shadow:0 3px 12px rgba(23,50,77,.03); }
.scenario-card:hover { border-color:#7da9b5; transform:translateY(-1px); }
.scenario-card.selected { border-color:var(--blue); box-shadow:0 0 0 3px rgba(23,107,135,.1); }
.scenario-top { display:flex; justify-content:space-between; align-items:center; color:var(--navy); font-size:1.08rem; }
.radio-dot { width:1.2rem; height:1.2rem; border:2px solid #95a6ae; border-radius:50%; }
.selected .radio-dot { border:4px solid var(--blue); }
.mini-assumptions { margin-top:auto; display:flex; flex-wrap:wrap; gap:.25rem .45rem; font-size:.75rem; padding-top:.7rem; border-top:1px solid var(--line); }
.mini-assumptions b { color:var(--blue-dark); }
.planner-layout { display:grid; grid-template-columns:minmax(0,1.05fr) minmax(360px,.95fr); gap:1.4rem; align-items:start; }
.panel { background:var(--paper); border:1px solid #e2e7e8; border-radius:.85rem; box-shadow:var(--shadow); }
.inputs-panel,.results-panel,.chart-panel,.comparison-panel { padding:1.5rem; }
.panel-heading,.chart-heading { display:flex; align-items:flex-start; justify-content:space-between; gap:1rem; padding-bottom:1.15rem; border-bottom:1px solid var(--line); }
.panel-heading>p { max-width:16rem; text-align:right; font-size:.82rem; }
fieldset { border:0; padding:1.35rem 0; margin:0; border-bottom:1px solid var(--line); }
fieldset:last-child { border-bottom:0; padding-bottom:0; }
legend { padding:0; font-size:.84rem; font-weight:800; letter-spacing:.04em; color:var(--navy); text-transform:uppercase; }
.legend-note { color:var(--muted); font-size:.8rem; margin:.15rem 0 .75rem; }
.form-grid { display:grid; grid-template-columns:1fr 1fr; gap:1rem; margin-top:.8rem; }
.form-grid.three { grid-template-columns:repeat(3,1fr); }
.field { min-width:0; }
.field.full { grid-column:1/-1; }
label { display:flex; align-items:center; min-height:2.5rem; color:#314555; font-weight:650; font-size:.84rem; margin-bottom:.35rem; }
input { width:100%; height:2.8rem; color:var(--ink); background:#fbfcfc; border:1px solid #aebcc3; border-radius:.4rem; padding:.55rem .7rem; }
input:focus,button:focus-visible { outline:3px solid rgba(32,129,158,.25); outline-offset:2px; border-color:var(--blue); }
input[aria-invalid="true"] { border-color:var(--red); background:#fff8f7; }
.input-prefix,.input-suffix { position:relative; }
.input-prefix>span,.input-suffix>span { position:absolute; top:50%; transform:translateY(-50%); color:var(--muted); pointer-events:none; }
.input-prefix>span { left:.75rem; }.input-prefix input { padding-left:1.55rem; }
.input-suffix>span { right:.75rem; }.input-suffix input { padding-right:1.8rem; }
.hint,.error { display:block; min-height:1rem; margin-top:.25rem; font-size:.72rem; color:var(--muted); }
.error { color:var(--red); }
.help { display:inline-grid; place-items:center; flex:0 0 1.15rem; height:1.15rem; margin-left:.35rem; padding:0; border:1px solid #8397a0; border-radius:50%; background:#fff; color:#506771; font-size:.72rem; font-weight:800; }
.assumption-banner { display:flex; justify-content:space-between; color:var(--blue-dark); background:#eef7f8; padding:.55rem .7rem; margin-top:.75rem; border-radius:.35rem; font-size:.76rem; }
.assumption-banner span:first-child { font-weight:800; }
.badge { padding:.35rem .65rem; background:#e4f2f2; color:var(--blue-dark); border-radius:1rem; font-size:.75rem; font-weight:800; }
.results-column { display:grid; gap:1.4rem; position:sticky; top:1rem; }
.status-card { display:flex; gap:.9rem; align-items:center; border-radius:.55rem; padding:1rem; margin:1.2rem 0; background:var(--green-bg); color:var(--green); border:1px solid #b7ddcf; }
.status-card.needs-attention { background:var(--amber-bg); color:var(--amber); border-color:#e8c294; }
.status-icon { display:grid; place-items:center; flex:0 0 2.1rem; height:2.1rem; color:#fff; background:var(--green); border-radius:50%; font-weight:800; }
.needs-attention .status-icon { background:var(--amber); }
.status-label { font-size:.72rem; text-transform:uppercase; letter-spacing:.08em; font-weight:800; }
.status-card h3 { margin:.05rem 0; font-size:1.15rem; color:currentColor; }
.status-card p { margin:0; font-size:.82rem; }
.metric-grid { display:grid; grid-template-columns:1fr 1fr; border:1px solid var(--line); border-radius:.55rem; overflow:hidden; }
.metric { padding:1rem; min-height:7.5rem; display:flex; flex-direction:column; border-right:1px solid var(--line); border-bottom:1px solid var(--line); }
.metric:nth-child(even) { border-right:0; }.metric:nth-child(n+3) { border-bottom:0; }
.metric>span { color:var(--muted); font-size:.76rem; }
.metric strong { color:var(--navy); font-family:Georgia,serif; font-size:1.5rem; margin:.35rem 0; }
.metric small { color:var(--muted); font-size:.68rem; margin-top:auto; }
.metric.highlight { background:#f5f9f9; }.positive { color:var(--green)!important; }.negative { color:var(--red)!important; }
.target-explainer { padding:1rem; margin-top:1rem; background:#f5f6f4; border-radius:.45rem; font-size:.76rem; color:var(--muted); }
.target-explainer strong { color:var(--navy); }.target-explainer p { margin:.25rem 0 0; }
.chart-heading { align-items:center; }.chart-heading h2 { font-size:1.25rem; }
.chart-key { display:flex; gap:.8rem; font-size:.68rem; color:var(--muted); }
.chart-key span { display:flex; align-items:center; gap:.3rem; }.key-line { width:1.2rem; border-top:3px solid #aab9be; }.key-line.active { border-color:var(--blue); }
.chart { margin-top:1rem; min-height:260px; }.chart svg { display:block; width:100%; height:auto; overflow:visible; }
.grid line { stroke:#dfe6e8; stroke-width:1; }.grid text,.axis-labels text { fill:#687a83; font:12px sans-serif; }
.projection-line { fill:none; stroke-linejoin:round; stroke-linecap:round; }.projection-line.other { stroke:#a9b8bd; stroke-width:2; opacity:.75; }.projection-line.active { stroke:var(--blue); stroke-width:4; }
.comparison-panel { margin-top:1.4rem; }.table-wrap { overflow-x:auto; margin-top:1rem; }
table { border-collapse:collapse; width:100%; font-size:.82rem; white-space:nowrap; } th,td { padding:.9rem .75rem; text-align:left; border-bottom:1px solid var(--line); } thead th { color:var(--muted); font-size:.7rem; text-transform:uppercase; letter-spacing:.04em; } tbody th { color:var(--navy); }.selected-row { background:#f1f8f8; }.scenario-name em { display:inline-block; color:var(--blue-dark); background:#dceeee; padding:.15rem .35rem; margin-left:.3rem; border-radius:.7rem; font-size:.6rem; font-style:normal; text-transform:uppercase; }.outlook { padding:.28rem .5rem; border-radius:1rem; font-weight:750; }.outlook.good { color:var(--green); background:var(--green-bg); }.outlook.caution { color:var(--amber); background:var(--amber-bg); }
.method-section { padding:3.5rem 0 2.5rem; }.method-section>h2 { text-align:center; }.method-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:1.5rem; margin-top:1.5rem; }.method-grid article { display:flex; gap:.8rem; }.method-grid article>span { flex:0 0 2rem; height:2rem; display:grid; place-items:center; background:#dceeed; color:var(--blue-dark); border-radius:50%; font-weight:800; }.method-grid h3 { color:var(--navy); font-size:.95rem; margin:.15rem 0 .3rem; }.method-grid p { color:var(--muted); font-size:.8rem; margin:0; }
.action-bar { display:flex; justify-content:flex-end; gap:.75rem; padding:1.3rem; margin-bottom:3rem; background:#e7e9e5; border-radius:.7rem; }.button { border-radius:.4rem; padding:.7rem 1rem; border:1px solid var(--blue); font-weight:750; }.button.primary { color:#fff; background:var(--blue); }.button.primary:hover { background:var(--blue-dark); }.button.secondary { color:var(--blue-dark); background:#fff; }.button.secondary:hover { background:#f3f8f8; }
footer { text-align:center; color:#cbd9df; background:var(--navy); padding:1.7rem 1rem; font-size:.75rem; }.tooltip { position:absolute; z-index:20; width:280px; color:#fff; background:#18364d; padding:.7rem .8rem; border-radius:.4rem; box-shadow:var(--shadow); font-size:.78rem; }.sr-only { position:absolute!important; width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0; }
@media (max-width:900px) { .planner-layout { grid-template-columns:1fr; }.results-column { position:static; }.form-grid.three { grid-template-columns:1fr 1fr; }.scenario-grid { gap:.7rem; }.scenario-card { min-height:11.5rem; }.method-grid { grid-template-columns:1fr; } }
@media (max-width:620px) { .header-inner { padding:3.2rem 0; }.scenario-grid,.form-grid,.form-grid.three { grid-template-columns:1fr; }.scenario-card { min-height:auto; }.panel-heading { display:block; }.panel-heading>p { text-align:left; margin-top:.4rem; }.metric-grid { grid-template-columns:1fr; }.metric { border-right:0; border-bottom:1px solid var(--line)!important; min-height:6.8rem; }.metric:last-child { border-bottom:0!important; }.chart-heading { display:block; }.chart-key { margin-top:.6rem; }.chart { overflow-x:auto; }.chart svg { min-width:520px; }.action-bar { flex-direction:column; }.button { width:100%; }.assumption-banner { display:block; }.assumption-banner span { display:block; }.inputs-panel,.results-panel,.chart-panel,.comparison-panel { padding:1.15rem; } }
@media (prefers-reduced-motion:reduce) { * { scroll-behavior:auto!important; transition:none!important; } }
@media print { body { background:#fff; font-size:10pt; }.skip-link,.site-header,.disclaimer,.scenario-section,.inputs-panel,.action-bar,footer,.help,.tooltip { display:none!important; }.page-shell { width:100%; }.planner-layout { display:block; }.results-column { position:static; }.panel { box-shadow:none; break-inside:avoid; margin-bottom:1rem; }.comparison-panel { margin-top:1rem; }.method-section { padding:1rem 0; }.chart svg { max-height:260px; }.badge { border:1px solid #999; } }